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5-point harnesses are literally the FIRST thing you should install on ANY side by side that comes with automotive style belts.
These Simpson belts are available in all sorts of styles. Padded or un-padded, and SFI and non-SFI approved. Just doing some heavy trail riding? 3" padded non-SFI is what you want.
Thinking about racing? 3" un-padded SFI 16.1 approved is what you NEED.
Everyone has their own opinion on padded vs un-padded and 2" vs 3" widths. We've tried all and really don't have a great conclusion because it's personal preference. We prefer 3" padded.
These belts have black powder coated hardware because that's how we like it.